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Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area for free assistance.

New Medicare Beneficiaries:
Start by Watching Our Medicare Essential Video Quick-Course.

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation. Register now for instant access!







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      Frequently Asked Questions


      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?

      Testimonials

      Here’s what our clients say about our service…


      I’ve had Paul Miller as my Medicare “broker” for my Medicare Advantage plan for over three years. He’s outstanding. When I wanted to change plans, he helped me get a wonderful policy from Anthem Blue Cross. When life changed and I decided to move to another state, Paul found a program being offered by UnitedHealthcare that was…

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      Margaret M.

      I’ve had Paul Miller as my Medicare “broker” for my Medicare Advantage plan for over three years. He’s outstanding. When I wanted to change plans, he helped me get a wonderful policy from Anthem Blue Cross. When life changed and I decided to move to another state, Paul found a program being offered by UnitedHealthcare that was ideal for me in any state. And when completion of my house was delayed, he made sure I had coverage for my interim location until the final move. He’s very professional and great to work with. I strongly recommend him.


      Margaret M.

      What amazes me about Paul is that he is always available and knowledgeable about whatever I need. From the first time I attended his Medicare meeting to my recent panicked phone calls about dental insurance, Paul has always been helpful, quick, and excellent with details and follow-up, all while being courteous and good-hearted. I highly…

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      Jean R.

      What amazes me about Paul is that he is always available and knowledgeable about whatever I need. From the first time I attended his Medicare meeting to my recent panicked phone calls about dental insurance, Paul has always been helpful, quick, and excellent with details and follow-up, all while being courteous and good-hearted. I highly recommend him and his services.


      Jean R.

      I attended one of Paul’s Medicare 101 seminars a few years ago and was amazed how knowledgeable, professional, and personable he is. I received a lot of value from meeting with him and signed up for an awesome Medicare plan at no cost to me! And, oh yeah–his website and newsletters are top notch too!


      Elaine A.

      After attending one of Paul Miller’s Medicare workshops, I finally felt I had a better understanding of the Medicare system. I was actually so impressed that I chose Paul to be our families go-to insurance agent. His assistance in some health insurance matters we encountered has been beyond approach. I know I can turn to Paul and he will…

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      Gregg S.

      After attending one of Paul Miller’s Medicare workshops, I finally felt I had a better understanding of the Medicare system. I was actually so impressed that I chose Paul to be our families go-to insurance agent. His assistance in some health insurance matters we encountered has been beyond approach. I know I can turn to Paul and he will always work out the best solutions for my Medicare/insurance needs.


      Gregg S.

      After trying to wade through the Medicare information on my own, I only really understood the overall picture once I attended Paul Miller’s Medicare 101 workshop. After meeting him and getting a sense of his integrity, I decided to work with him to get signed up for the right plan and have found him continually helpful and fun to work…

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      Susan P.

      After trying to wade through the Medicare information on my own, I only really understood the overall picture once I attended Paul Miller’s Medicare 101 workshop. After meeting him and getting a sense of his integrity, I decided to work with him to get signed up for the right plan and have found him continually helpful and fun to work with!


      Susan P.

      I wanted to let you know I was so very pleased to have sat in on your Medicare 101 class at the Carlsbad Senior Center (before pandemic). At that time, you broke down confusing information and offered options to consider. Your follow-up was so welcome as we discussed what plans would work for me. Great personalized assistance. How often…

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      Marianne B.

      I wanted to let you know I was so very pleased to have sat in on your Medicare 101 class at the Carlsbad Senior Center (before pandemic). At that time, you broke down confusing information and offered options to consider. Your follow-up was so welcome as we discussed what plans would work for me. Great personalized assistance. How often does that happen? Right?! Four years later and you are my “go to consultant” every year. Know I will be contacting you at every annual enrollment timeframe. Paul, thank you for being so professional, personable, and reliable.


      Marianne B.

      Articles and Information


      How to Maximize Your Medicare Coverage During the Annual Election Period

      Maximizing your Medicare coverage requires careful consideration of your healthcare needs, financial situation, and any changes to your plan’s coverage.

      The Importance of Social Connections for Mental Health After 65

      Research shows that individuals over age 65 who nurture close relationships with friends, family, and community members tend to experience lower rates of depression, anxiety, and cognitive decline.

      How to Review Medicare Plans During AEP

      The Medicare Annual Election Period (AEP) is from October 15 to December 7.  Here’s how to evaluate Medicare Advantage plans to ensure you’re choosing the best fit for your healthcare needs.

      Skin Health After 65: Preventing and Managing Skin Conditions

      Caring for your skin after age 65 is essential for maintaining comfort, health, and resilience against common skin issues.

      When Should You Consider Switching Your Medicare Plan?

      If you’re wondering whether switching Medicare plans is the right choice for you, contact us today and speak with a licensed insurance agent to schedule a free plan review.

      Top Tips for Maintaining a Healthy Weight After 65

      Maintaining a healthy weight after 65 requires a mix of smart nutrition, regular activity, and mindfulness – especially during the holidays

      Did You Miss the AEP Deadline? Here’s What You Need to Know

      The Medicare Annual Election Period (AEP) has come to an end, but what happens if you have missed it or if you change your mind about your Medicare plan after December 7?

      Understanding the Link Between Aging and Heart Health

      As we age, maintaining heart health becomes increasingly important. Understanding the connection between aging and cardiovascular health is key to adopting habits that promote longevity and well-being.

      What You Need to Know About Medicare Part B Premiums in 2025

      Medicare Part B premiums adjust yearly based on economic factors such as inflation and cost-of-living changes. Here’s what you’ll need to know for 2025.

      Read Additional Articles

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